Risk

Third Party Risk Management OfficerLife InsuranceDublin - Hybrid working - 2 days per week in the office55-65kI've partnered with a large life insurance client who are looking for you to join their business and be an SME for their Third-Party Risk Management operations. You'll be joining a growing team who are expanding to match the wider growth of the business. It's a really exciting time to join the business as they are embarking on the next phase of the journey where they are launching new products and providing new services to their customers. Your Role:Implementation and ongoing review of the TPRM frameworkProvide ongoing reports to senior managementPerform risk assessments of 3rd parties/outsourced providers. Carrying out due diligence checksSupport the team with wider requirements around business continuity, DORA etcAbout You:Minimum of 3 years work experience Experience working in Insurance - ideally Life InsuranceAbility to multi-task and build strong relationships across the businessIf you'd like to know more, please apply here or reach out to me if you have any questions -  darren.hogan@broadgatesearch.com

Credit Risk Manager – Specialist Lending Broadgate Search is proud to be partnered with a bold & ambitious lender that are looking for a Credit Risk Manager who can help balance growth with robust, forward-looking risk management. This is a chance to be part of a growing organisation where your insight will directly shape lending strategies, risk appetite, and the products we develop. If you’re driven, commercially minded, and ready to make an impact, we’d like to speak with you.  What you’ll be doingCarrying out detailed analysis of lending portfolios to spot risks, trends, and concentrations early.Supporting the development and refinement of credit risk models (e.g. affordability, scorecards, ICR/DSCR) and partnering with Finance on PD, LGD, EAD, and ECL.Producing high-quality reporting and dashboards for senior management, regulators, and investors.Helping to refine credit policies, risk appetite, and stress testing frameworks to ensure resilience.Working closely with underwriting, sales, and finance to make sure lending decisions align with strategy and regulatory standards.Contributing to the launch of new mortgage and lending products, including risk-based pricing initiatives.Assisting with internal and external audits on risk processes and controls.What we’re looking forProven background in credit risk within financial services (mortgages or secured lending experience is ideal).Strong analytical skills, with hands-on experience in data analysis and statistical methods.Knowledge of the UK mortgage and buy-to-let markets and regulatory environment.Ability to explain technical insights clearly to a range of stakeholders.A detail-focused, commercially aware mindset with the ability to challenge constructively.Desirable extrasDegree (or equivalent) in Mathematics, Economics, Finance, or a related subject.Exposure to bridging, commercial, or second-charge lending.Hands-on experience with model development or scorecard design.Proficiency in SQL, Python, SAS, R, or advanced Excel.Familiarity with PRA/FCA regulations for specialist lenders.Previous experience in a fast-moving, high-growth lending business.What we value We’re looking for someone who:Builds strong relationships and works collaboratively.Thinks long-term while acting decisively in the short term.Is adaptable, innovative, and proactive.Brings integrity, professionalism, and a willingness to grow.

Broadgate is partnered with a specialized commercial lender to find a talented Credit Risk professional that seeks a broad & varied day to day portfolio.   This is a pivotal role in shaping the banks credit oversight framework. The role sits at the heart of the second line, with responsibility for independent challenge, portfolio insight, and the governance of credit risk models. For someone with ambition, there’s a clear pathway to broader financial risk leadership as the organisation scales. What’s in it for youClear marked out progression to leadership Hybrid working Day to day exposure to senior leadership & a stake in strategic decision making High impact role with real ownership - this is end to end Credit Risk Management.An opportunity to sharpen your skills across multiple Credit Risk facetsBest in class culture & working environment What you’ll be doing Designing and embedding a credit risk appetite tailored to SME and commercial lending.Providing second-line oversight of credit policies, sector exposures, and risk models.Monitoring portfolio performance and market trends to highlight early risks.Leading model governance and independent validation.Presenting risk analysis and recommendations to the Executive team and Board.Helping build the risk infrastructure required for growth and diversification.What we’re looking forA strong track record in credit risk management, ideally within SME, commercial, or specialist lending.Technical ability with tools such as Python, R, or SQL.Familiarity with regulatory frameworks (PRA, Basel, IFRS 9).Experience with model validation and oversight.Confidence in engaging senior leaders with clear, evidence-based insights.An ambitious mindset with the appetite to grow into a broader financial risk role. Nice to haveBackground in challenger banks, alternative lenders, or mid-sized financial institutions.Exposure to structured finance, asset-based lending, or sector-specific SME finance.Experience with portfolio acquisitions or inorganic growth strategies. This is a chance to influence strategy, strengthen resilience, and position yourself as a future head of risk in a people invested entrepreneurial lender.

Senior Credit Underwriter (VP) – Job Overview We are partnered with a regional bank seeking a Senior Credit Underwriter (VP) to join the Credit team, playing a pivotal role in conducting and presenting thorough credit risk analyses in support of relationship-driven loan requests from our Commercial & Industrial (C&I) team. This position will primarily focus on C&I lending within the Healthcare sector, with an emphasis on skilled nursing and assisted living facilities. The role involves managing some of the bank’s most complex transactions. Key ResponsibilitiesConduct comprehensive financial and credit risk analysis for complex loan requests, including review of financial statements, projections, industry/market trends, management, structure, and environmental factors.Identify key credit risks and mitigants, and present findings clearly in risk-focused credit proposals for approval.Collaborate with Lending Officers throughout the transaction process to ensure timely and accurate submission of financial information; participate in client meetings and site visits as needed.Maintain a strong understanding of compliance, regulations, and the Bank’s commercial lending policies; highlight any policy exceptions and provide supporting rationale.Respond efficiently to credit-related questions from approval authorities.Contribute actively to Credit Committee and other relevant meetings.Mentor and provide guidance to junior credit underwriters.Assist with preparation of monthly, quarterly, or ad hoc reports.Support internal audit and regulatory examiner requests by gathering necessary information.Lead ad hoc credit risk projects with limited oversight.Preferred QualificationsBachelor’s degree in Business, Accounting, Finance, or equivalent experience.Minimum 7 years of credit experience, preferably in banking with a focus on C&I and Healthcare lending.Strong analytical and financial modeling skills.Excellent verbal and written communication abilities.Strong interpersonal skills, with a collaborative approach and high integrity.Demonstrated ability to coach and develop junior team members.Proficiency in MS Office Suite and willingness to learn core database management systems.

Operational Risk Manager - £85,000-£90,000Location: Milton Keynes / LondonBroadgate Search are proud to be working on a retained basis with our client, a leading UK regulated financial services organisation, to appoint an Operational Risk Manager. This is an excellent opportunity to join a forward-thinking business and play a key role in strengthening operational risk oversight across technology, data, cyber and transformation.The OpportunityAs an Operational Risk Manager, you will support the Head of Operational Risk in delivering effective oversight, challenge and advice on operational risks. You’ll work closely with senior stakeholders across Technology, Claims, Operations and HR, helping to shape risk appetite, provide meaningful MI, and deliver assurance activity on the organisation’s key risk exposures.This role offers the chance to work at both enterprise and directorate levels, providing oversight across a wide range of operational risks, while contributing to the development of a strong, pragmatic risk culture that balances innovation and sustainability.Key ResponsibilitiesPartner with senior stakeholders to oversee and challenge technology, cyber, data and transformation risks.Support the development of operational risk appetite, profiles, and reporting to Executive committees.Deliver robust assurance activity including governance forums, stakeholder engagement, and deep dives.Monitor enterprise-wide operational risk exposures against appetite, escalating issues as appropriate.Produce high-quality, data-driven MI and reporting for Executive and Board audiences.Promote a strong risk and control culture that enables innovation and flexibility.About YouWe are looking for someone with:At least 5 years’ experience overseeing operational risk (including cyber, technology, data and transformation).Experience in digital/technology transformations and delivering at pace.Strong skills in producing data-driven risk MI and assurance opinions.Experience writing reports for Executive and Board-level stakeholders.If you would like to have a conversation about this then please forward your cv for consideration

Head of Operational Risk - Insurance - £120,000-£140,000Broadgate are delighted to be working on a retained basis with our client, a leading UK regulated financial services organisation, to appoint a Head of Operational Risk. This is a senior leadership opportunity to play a pivotal role in shaping and strengthening the operational risk framework, providing critical insight and assurance to the Chief Risk Officer.Role PurposeAs Head of Operational Risk, you will provide the CRO with insight and assurance on the operational risks faced by the organisation—both current and emerging. This assurance will be delivered in line with the organisation’s risk strategy, appetite, and regulatory obligations.You will lead the Operational Risk team within the Risk function, ensuring effective oversight, advice, challenge, and support across the business. The role requires strong collaboration with functions including Risk, IT, Claims, Operations, and Commercial.This is a Certified Person Material Risk Taker role under the Senior Managers & Certification Regime (SM&CR), regulated by the FCA and PRA.Key ResponsibilitiesProvide oversight, monitoring, advice, and challenge on operational risks.Ensure all operational risks are captured and assessed in the risk register.Maintain an effective risk incident and breach reporting process, with strong MI and analytics.Ensure IT and cyber risks are clearly understood and well-managed.Partner with the Head of Compliance to ensure conduct risk is effectively managed.Lead operational risk analysis and MI reporting for committees and forums.Oversee the RCSA process, ensuring it is fit for purpose and used effectively by the 1st line.Define and maintain risk appetite statements and metrics for operational risks.Own and maintain relevant risk policies and procedures, ensuring effective cascade across the business.Develop and deliver a plan of operational risk reviews, reflective of the emerging risk profile.Support the CRO as part of the senior leadership team, providing risk insight and advice.Build and lead a capable operational risk team with the right expertise and skills.Act as a champion for operational risk, embedding a strong risk culture across the organisation.Person ProfileEssential ExperienceSignificant senior experience in risk management within financial services.Proven track record in delivering operational risk frameworks.Strong written and verbal communication skills, able to convey complex issues clearly.Evidence of leadership and delivering results in risk management functions.Desirable ExperienceExposure to operational risk disciplines (Cyber, IT, RCSA, Operational Resilience).Planning and project management experience.Experience in a regulated business.Experience contributing to committees.Skills & CompetenciesStrong problem-solving ability and sound judgement.Knowledge of business processes, risk management practices, and regulatory requirements.Excellent prioritisation and project management skills.Strong stakeholder management and relationship-building capability.Gravitas and ability to contribute across a wide range of topics.Advanced IT skills (particularly MS Excel and other Office tools).Clear communicator, resilient, proactive, and collaborative.Passion for continuous improvement and developing others.KnowledgeHolistic understanding of general insurance operations.Awareness of financial risk management techniques and practices.Knowledge of market practice, legislation, and insurance industry trends.Broad and rounded risk management knowledge.QualificationsDegree in a relevant subject with strong numeracy/literacy.IRM or IOR qualification/membership (essential).Broader risk management qualifications (desirable).

Risk Modelling ManagerLife InsuranceDublin - Hybrid Working (2 days on-site)95-110kExcellent opportunity for someone who is looking to take on the responsibility for the ownership of the firms internal model. You will be a key stakeholder within the risk management function and will face off to senior stakeholders across the group. The role is with an exciting, global business with a strong local team and excellent culture. You won't have any direct reports in this role freeing you up to be an SME for the business and focus on being hands on with the model.Your Role:Responsible for the management of the group internal model, ensuring it is kept up to date and in line with the latest business requirementsPresenting reports to senior leaders within the businessProduction of Solvency II capital calculations analysis and projectionsAbout You:Must be a qualified ActuaryStrong understanding of Solvency II requirementsStrong technical understanding and experience of areas such as Reserving, Calibration Models, Market Risk, Business Reporting etcComfortable presenting to the businessReach out to me directly if you would like any additional information

Principal Duties and Responsibilities Strategic LeadershipDevelop and implement a comprehensive credit risk management strategy that supports the company’s growth objectives.Monitor industry trends, competitive practices, and regulatory changes to guide strategic decision-making.Collaborate with the executive team to embed credit risk considerations into overall business strategy.Portfolio Performance ManagementDesign and oversee portfolio reports, dashboards, and KPIs to measure portfolio profitability and risk performance.Build and maintain strong cross-functional relationships with Marketing, IT, Legal/Compliance, and other teams to align risk management initiatives with business objectives.Partner with internal risk teams to optimize the efficiency and effectiveness of end-to-end risk programs.Evaluate risk and profitability of new products and marketing channels, recommending and executing strategies to enhance performance.Collaborate with Product and Marketing teams to establish targets for key financial levers, including first-pay defaults, funding rates, acquisition costs, and overall profitability.Innovation and Technology IntegrationLead the adoption of innovative technologies, including AI and advanced data analytics, to strengthen risk assessment processes.Identify opportunities to enhance customer experience and operational efficiency through technology-driven solutions.Team Leadership and DevelopmentLead, mentor, and inspire a high-performing risk management team, fostering a culture of accountability, collaboration, and innovation.Promote professional growth by ensuring access to training and development resources for team members.Regulatory Compliance and GovernanceEnsure all credit risk practices comply with applicable laws, regulations, and industry standards.Work closely with Legal and Compliance teams to develop policies and procedures aligned with best practices and regulatory requirements.Stakeholder EngagementCultivate strong relationships with internal and external stakeholders, including executives, product teams, and regulatory authorities.Communicate credit risk strategies, insights, and recommendations to the board and senior leadership clearly and persuasively.Experience and EducationMaster’s degree in Finance, Business Administration, Economics, or a related field; PhD preferred.Minimum of 10 years of experience in credit risk management, preferably in financial services or online lending.Proven track record of strategic leadership and delivering high-impact initiatives.Deep expertise in credit risk modeling, including machine learning and advanced analytics techniques.Comprehensive knowledge of regulatory requirements and best practices in credit risk management.