Money Laundering Reporting Officer (MLRO) – SMF 17
Location: London, UK – Hybrid Working


Role Overview
As the MLRO, you will lead this International Retail Bank’s Anti-Money Laundering (AML) and Financial Crime (FC) strategy, ensuring compliance with regulatory requirements and safeguarding the Bank from financial crime risks.


Key Responsibilities:
  • Develop and maintain AML/CTF frameworks, policies, and controls.
  • Advise senior management on AML/FC regulations and ensure compliance.
  • Oversee transaction monitoring, identifying and reporting unusual activity.
  • Act as the primary contact with the NCA and relevant agencies on AML matters.
  • Prepare and present the annual MLRO report and manage SAR submissions.
  • Ensure AML training across the Bank and adherence to sanctions screening tools.
  • Fulfil statutory obligations under SMF 17 and participate in the Executive Risk Committee.


Requirements:
Qualifications:
  • Bachelor’s Degree preferred.
  • ICA Diploma in Governance, Risk & Compliance, Anti-Money Laundering, or Financial Crime Prevention (or equivalent).
Experience:
  • 10+ years in compliance or financial crime roles, ideally with SMF17 experience or readiness for an approved person role.
  • Retail banking background
  • Strong understanding of UK regulatory requirements and retail banking operations.
Skills & Attributes:
  • In-depth knowledge of AML/CTF regulations and financial services compliance.
  • Proven ability to monitor regulatory changes and guide internal teams.
  • Strong ethical standards aligned with the FCA’s Senior Managers Regime.